Lovable Prompt Creator - AI Prompt Generator

# APPLICATION OVERVIEW
The "Smart Wealth Planner" is a comprehensive AI-powered fintech SaaS web application designed to help users manage their financial health effectively. The application features a modern and elegant interface that provides users with tools to plan salaries, receive investment recommendations, analyze financial data, and store their records securely.

# CORE FEATURES
1. **Authentication System**: A secure login and signup process with JWT authentication, allowing users to safely access their financial data.
2. **Salary Planning Dashboard**: An interactive dashboard where users can input their monthly salary, age, and risk appetite to generate a personalized financial plan.
3. **Investment Recommendation Engine**: An intelligent system that automatically allocates user investments into various categories, providing insights and recommendations based on individual risk profiles.
4. **Sharpe Ratio Analysis**: A dedicated section that allows users to analyze their investment performance using the Sharpe Ratio formula, helping them understand the risk versus return of their portfolios.
5. **Data Storage and Excel Export**: Permanent storage of user financial records with the ability to export this data into Excel format for easy sharing and reporting.
6. **Admin Dashboard**: An administrative panel that provides oversight on user activities, investment recommendations, and data analytics.

# DESIGN SPECIFICATIONS
- **Visual Style**: minimalist - Clean, simple design with plenty of white space, minimal color palette, and focus on typography
- **Color Mode**: Light theme with dark text on light backgrounds
- **Primary Color**: #1978E5 (accent for buttons, links, highlights)
- **Typography**: Use Inter from Google Fonts for headings, Inter for body text and UI elements
- **Border Radius**: 8px (moderately rounded) for buttons, cards, and inputs
- **Layout**: The application will feature a clean layout with a top navigation bar, a sidebar for quick access to different sections, and a primary content area that displays dashboards and insights. All components will be responsive, ensuring a seamless experience across devices.

# TECHNICAL REQUIREMENTS
- **Framework**: React with TypeScript
- **Styling**: Tailwind CSS
- **UI Components**: shadcn/ui
- **State Management**: React Context or Redux (if needed for complex state management)

# IMPLEMENTATION STEPS
1. **Set Up Project**: Initialize a new React project with TypeScript and install necessary libraries like Tailwind CSS and shadcn/ui.
2. **Authentication System**: Implement the authentication flow with pages for signup, login, and password recovery using Supabase or Firebase Auth.
3. **Salary Input Dashboard**: Create the salary planning dashboard where users can input their details and generate financial plans.
4. **Salary Distribution Logic**: Implement the logic to automatically divide the salary into needs, wants, investments, and miscellaneous categories, displaying this data visually using charts and progress indicators.
5. **Investment Allocation Section**: Design and implement the section for investment allocation, showing various investment options with AI recommendations.
6. **Sharpe Ratio Analyzer**: Develop the Sharpe Ratio analysis tool, enabling users to input data and receive calculated insights dynamically.
7. **AI Insights Cards**: Create AI-generated insight cards that provide users with personalized recommendations based on their financial data.
8. **Database Integration**: Set up Supabase or Firebase for data storage, ensuring all user actions and data entries are saved permanently.
9. **Excel Export Feature**: Implement functionality to save user financial records and enable downloading of these records in Excel format.
10. **Admin Dashboard**: Build the admin panel to allow administrators to view and manage user data, salary records, and analytics.

# USER EXPERIENCE
Users will enjoy an intuitive experience as they navigate through the application. The smooth animations and responsive design will provide a premium feel. Each feature will be easily accessible, with a clear focus on guiding users to make informed financial decisions. The dashboard will offer an at-a-glance view of their financial health, while detailed insights will allow for deeper analysis and planning.

This prompt provides a comprehensive outline for creating the "Smart Wealth Planner" application, ensuring all critical aspects are covered while adhering to the user's vision for a modern and elegant fintech platform.