Lovable Prompt Creator - AI Prompt Generator

## APPLICATION OVERVIEW
"Control Capital" is a full-stack, responsive web application designed as a personal finance tool powered by AI. It aims to help users manage their finances through intelligent insights, automated analysis of spending patterns, and personalized recommendations. The app integrates with users' bank accounts via open banking to provide a comprehensive overview of their financial health while maintaining a premium, modern aesthetic.

## CORE FEATURES
1. **Intelligent Onboarding**
   - Welcome screens showcasing the value proposition, user registration, and guided setup to connect bank accounts and define financial goals.

2. **Main Dashboard**
   - A summary view displaying the total balance, monthly income, expenses, savings, and cash flow estimates, alongside alerts for unusual spending or subscription reminders.

3. **Automatic Transaction Analysis**
   - Import and categorize transactions from various accounts automatically, with detailed insights into spending habits and financial health scores.

4. **AI-Driven Insights and Recommendations**
   - Personalized insights based on financial behavior, offering actionable suggestions for savings and investments tailored to user needs.

5. **Liquidity and Cash Flow Prediction**
   - A forecasting module that predicts future cash flow, highlighting potential financial stress weeks and simulating upcoming transactions.

6. **Financial Decision Simulator**
   - Users can simulate scenarios impacting their financial situation, such as major purchases or investment strategies, with visual comparisons of current vs. simulated scenarios.

## DESIGN SPECIFICATIONS
- **Visual Style:** minimalist - Clean, simple design with plenty of white space, minimal color palette, and focus on typography.
- **Color Mode:** Light theme with dark text on light backgrounds.
- **Primary Color:** #1978E5 (accent for buttons, links, highlights).
- **Typography:** Use Inter from Google Fonts for headings, Inter for body text and UI elements.
- **Border Radius:** 8px (moderately rounded) for buttons, cards, and inputs.
- **Layout:** The layout features a mobile-first approach with a bottom navigation bar for mobile and a sidebar for desktop. The dashboard will present key metrics prominently, utilizing cards and graphs while ensuring a clean and intuitive user experience.

## TECHNICAL REQUIREMENTS
- **Framework:** React with TypeScript
- **Styling:** Tailwind CSS
- **UI Components:** shadcn/ui
- **State Management:** Redux (or Zustand for simpler state management)

## IMPLEMENTATION STEPS
1. **Set up the project environment** using Create React App with TypeScript template and install Tailwind CSS.
2. **Create the database schema** based on the defined models (users, profiles, transactions, etc.) using a suitable backend framework (Node.js, Express, etc.) and connect it to a database (PostgreSQL or MongoDB).
3. **Implement the authentication flow** including registration, login, and secure session management.
4. **Develop the onboarding process** with a guided flow for connecting bank accounts and setting financial goals.
5. **Build the dashboard component** to display financial summaries, alerts, and insights with responsive design in mind.
6. **Integrate transaction analysis features** to import and categorize transactions automatically, leveraging open banking APIs or mock data for demo purposes.
7. **Create the insights engine** that generates personalized financial insights and recommendations based on user data.
8. **Implement the liquidity prediction module** to forecast cash flow over the next 30/60/90 days.
9. **Develop the financial decision simulator**, allowing users to input scenarios and visualize outcomes with comparative graphics.
10. **Design and implement the chat assistant feature** for user queries regarding finances with context-aware responses.

## USER EXPERIENCE
The user experience focuses on simplicity and clarity, with intuitive navigation and a clean interface. Users will start with the onboarding process to set up their accounts and financial goals. Once on the dashboard, they will have quick access to their financial summary, actionable alerts, and insights. The transaction analysis, insights, and simulation tools will be easily accessible, allowing users to interact with their financial data effortlessly. The chat assistant will provide personalized support, ensuring users feel guided and informed throughout their financial journey. 

The final application will embody the principles of automation, intelligence, and security, positioning "Control Capital" as a trusted partner in personal finance management.